Rebuilding a good credit score can be very frustrating and usually takes up months or even years depending on how consistently  you pay bills completely & on time. I used to be among these unfortunate categories until recently when I had this job interview. I was invited to attend  by The Mosaic  Company  in Florida , and after a background-check by the company I was placed on hold because of my terrible credit report score  .A 550 FICO score is considered very poor and  generally won't get the best terms for loans and credit etc . Thanks to NEWHORIZONCREDIT1 who came to my rescue and performed their magic on my credit score report , now I can boast of a credit score of 790 . contact them at ( NEWHORIZONCREDIT1 AT gmail DOT com ) . Trust me they are reliable ! .